3. Which of the following is not a characteristic of a typical bank savings account?(1 point)

A. no restrictions on money withdrawals or deposits

B. savings are easily accessible for the customer

C. a high interest rate

D. an average of 0.05% interest with no other restrictions


4. Which of the following are considered to be capital gains?(1 point)

A. the new value of a stock after the market closes

B. the profit earned on the sale of an asset which has increased while it was owned

C. the money lost when a stock is sold for less than it was purchased for

D. the interest earned from a government bond