g The liquidity component of the CAMELS rating refers to a. whether a bank frequently needs to borrow from outside sources, such as the federal funds market. b. a bank's sensitivity to financial market conditions. c. the type of loans that a bank provides, the bank's process for deciding whether to provide loans, and the credit rating of debt securities that it purchases. d. how readily a bank's management would detect its financial problems. e. how a bank's earnings would change if economic conditions change.