Harry and Suzie are husband and wife and have three children. Two of the children are married. They also have six grandchildren. If Harry and Suzie want to maximize the gifts to their family during 2022 , what is the maximum wealth they can transfer to their family (in total) by taking full advantage of the annual gift tax exclusion, but not using any of their unified transfer tax credit? SHOW/EXPLAIN ALL CALCULATIONS. Explain the income tax consequences of the gifts above to the family members receiving the gifts. EXPLAIN FULLY.