The following is an abstract from a column from The Star, dated 25 January 2021 Mankind is growing in numbers and age. By 2030, there will be eight billion of us, with
one billion above age 65. The enhancements in medicine and technology will continue to hack the code of life so that
we're not only living longer, but better. Malaysia is not exempted from these growing trends. Up to last year, more than seven per
cent of Malaysia's population were 65 and above, making the country an "ageing nation*. At the current trajectory, those 65 and above are projected to double to 14 per cent by 2044 (aged nation) and to 20 per cent by 2056, thus classifying Malaysia as a 'super-aged* nation. At this rate, Malaysia will transform from an aging nation to an aged nation in just
under 25 years Critically discuss three (3) reasons why it is becoming increasingly apparent that Malavsians need to place more attention, engage and consider retirement planning at an
earlier life stage.