In a certain college class, 40% of the admitted students were in top 10% of their high school class, 25% were in the next 10%, and the remaining 35% were below the top 20%. Of these students, 90%, 70%, and 20% were passing this course, respectively. If a randomly selected student is failing, then what is the probability that this student was below 20% of his or her high school class (round off to second decimal place)?