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The correct answer is 12

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Jane has 4 number of 20 phones and 11 number of 15 phone cards.

It is given that 15 phone cards worth either $20 or $15

lets Jane has x number of 20 phones  and y number of 15 phone cards

Then by the problem we have

x+y=15....(1)

20x+15y=245....(2)

What is the substitution method for linear equation?

Solve one of the equations either for the variable x or y. Now, substitute the solution from step 1 to the other equation.

So by using substitution method we have,

from equation 1 we get

y=15-x

use this value in equation 2

[tex]20x+15(15-x)=245\\\\20x+225-15x=245\\\\5x+225=245[/tex]

[tex]5x=20\\x=4\\y=15-4\\y=11[/tex]

Therefore we get x=4 and y=11

Therefore,Jane has 4 number of 20 phones and 11 number of 15 phone cards.

To learn more about the linear equation visit

https://brainly.com/question/14323743