50 POINTS! PLEASE HELP ME!

Some people are frequent credit card users, whereas others prefer to purchase goods and services using cash or debit cards. Based on your readings, do you support using credit cards as a major purchasing tool?

Today, I want you to switch your role and argue for the opposing side. In other words, if you typically support using credit, what are the most compelling arguments against using a credit card? Or, if you typically oppose credit cards, what are the most compelling arguments for using them?

After you do some research to support the position, your response should look similar to this format:

While I normally (support/oppose) the use of credit cards, I recognize the arguments from the other side. The most compelling reasons to (support/oppose) the use of credit cards include _[blank]_, _[blank]_, and _[blank]_.