Answer:
D. cover property rather than people,
Explanation:
In Economy, properties usually defined as object value that are legally possessed by an individual or a group.
Even though usually living being such as animals are not regarded as "Object", An exception is made when it comes to pet insurances.
The laws regarding protection again pet insurance are very similar with vehicles. The only difference between them is the monetary valuation methods. (for animals valuation, you have to consider factors such as ancestry)
