Respuesta :
I believe the answer is: D Contact the credit card company to report the fraudulent charge
After you make the report, the Credit Card company would block your credit card. This prevent the perpetrator to further conduct his/her activities using your credit card. They would also conduct an investigation on the transactions made with your credit card to pinpoint the perpetrator's location.
Option D is correct. The first action you should take if you suspect there has been a fraudulent charge on your credit card is to contact the credit card company to report the fraudulent charge.
Further Explanation:
Credit card:
Credit card refers as the type of loan given by the bank for a certain limit of amount. The individual can take this benefit for a certain period after that, he has to pay back the amount which he borrows from the bank. A credit borrows can be used for purchasing and point of time purchasing.
In case of a fraudulent charge on credit card, the first step was taken by the individual to inform and contact the credit card Company about the fraudulent charge. The individual also mentions the amount of fraudulent charge.
Justification for the correct and incorrect answer:
A.
Order your credit report to look for other fraudulent charges: This option is incorrect.
The individual can order a credit report to look for other fraudulent charges after reporting the current fraudulent charge.
B.
Call the store where the purchase was made and ask them to remove the charge: This option is incorrect.
After the fraudulent charge, the transaction is being shown. It does not show the contact number of the store. So, it cannot be possible to call the store.
C.
Close all bank accounts associated with that credit card: This option is incorrect.
It cannot be possible to close all the bank accounts. The individual may have only one bank account, which is associated with the credit card. This statement is not valid. This can be the second step after a fraudulent charge.
D.
Contact the credit card company to report the fraudulent charge: This option is correct.
The individual has to contact the credit card company to report the fraudulent charge as immediately as possible. The individual has also visited the nearby branch to report the fraudulent charge.
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Answer details:
Grade: Middle School
Subject: Accounting
Chapter: Credit card
Keywords:first action, suspect, fraudulent charge, on your credit card, type of loan, limit amount, purchasing, point of time, individual, borrow.
